Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,827 | $76,551+14.7% | $123,894-29.1% | $62,881+39.7% |
| Participation rate | 55.0% | 73.0%-18.0pp | 81.4%-26.4pp | 69.3%-14.3pp |
| Annual return | 3.04% | 18.68%-15.6pp | 47.52%-44.5pp | 20.14%-17.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,663 | $4,840+17.0% | $5,984-5.4% | $3,203+76.8% |
| Admin fee / account holder | $939 | $4,826-80.6% | $8,357-88.8% | $4,296-78.2% |