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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,083 | $157,304+150.5% | $141,197+179.1% | $152,909+157.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.40% | 64.34%-47.9pp | 71.41%-55.0pp | 345.46%-329.1pp |
| Employer contribution / active EE | $5,119 | $5,263-2.7% | $4,736+8.1% | $4,764+7.5% |
| Participant deferral / active EE | $14,285 | $7,111+100.9% | $6,710+112.9% | $5,851+144.1% |
| Admin fee / account holder | $1,520 | $12,126-87.5% | $10,265-85.2% | $11,601-86.9% |