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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,431 | $127,387+107.6% | $115,038+129.9% | $125,389+110.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.60% | 31.28%-33.9pp | 26.14%-28.7pp | 282.24%-284.8pp |
| Employer contribution / active EE | $16,679 | $5,166+222.8% | $4,608+262.0% | $4,866+242.7% |
| Participant deferral / active EE | $12,337 | $6,423+92.1% | $6,026+104.7% | $5,352+130.5% |
| Admin fee / account holder | $7,099 | $9,516-25.4% | $8,175-13.2% | $9,541-25.6% |