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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,132 | $61,660+138.6% | $80,022+83.9% | $64,181+129.2% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -11.27% | -0.33%-10.9pp | 11.22%-22.5pp | 7.63%-18.9pp |
| Employer contribution / active EE | $4,299 | $1,810+137.4% | $2,468+74.2% | $2,381+80.6% |
| Participant deferral / active EE | $13,793 | $2,968+364.8% | $3,686+274.2% | $3,470+297.6% |
| Admin fee / account holder | $2,318 | $5,417-57.2% | $6,521-64.4% | $4,887-52.6% |