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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,951 | $58,828+153.2% | $78,002+91.0% | $62,881+136.9% |
| Participation rate | 98.6% | 71.1%+27.6pp | 75.5%+23.1pp | 69.3%+29.3pp |
| Annual return | 3.48% | 17.16%-13.7pp | 425.99%-422.5pp | 20.14%-16.7pp |
| Employer contribution / active EE | $4,128 | $1,672+146.9% | $2,470+67.1% | $2,281+81.0% |
| Participant deferral / active EE | $12,336 | $2,686+359.4% | $3,497+252.8% | $3,203+285.2% |
| Admin fee / account holder | $9,686 | $4,393+120.5% | $5,481+76.7% | $4,296+125.5% |