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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,811 | $89,364+5.0% | $141,173-33.5% | $72,986+28.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.61% | 111.86%-93.3pp | 71.40%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $3,361 | $3,115+7.9% | $4,735-29.0% | $2,440+37.8% |
| Participant deferral / active EE | $7,230 | $5,419+33.4% | $6,710+7.8% | $3,607+100.4% |
| Admin fee / account holder | $4,677 | $5,959-21.5% | $10,262-54.4% | $5,124-8.7% |