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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,797 | $93,617+32.2% | $135,982-9.0% | $75,177+64.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.75% | 30.89%-16.1pp | 68.32%-53.6pp | 160.75%-146.0pp |
| Employer contribution / active EE | $3,788 | $3,538+7.1% | $4,859-22.0% | $2,671+41.8% |
| Participant deferral / active EE | $8,109 | $6,406+26.6% | $7,760+4.5% | $4,126+96.5% |
| Admin fee / account holder | $11,528 | $6,980+65.2% | $10,767+7.1% | $5,651+104.0% |