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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,036 | $69,977+84.4% | $108,582+18.8% | $62,881+105.2% |
| Participation rate | 74.5% | 72.9%+1.6pp | 79.6%-5.1pp | 69.3%+5.2pp |
| Annual return | 9.57% | 10.73%-1.2pp | -51.70%+61.3pp | 20.14%-10.6pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $6,180 | $3,165+95.3% | $4,311+43.3% | $3,203+92.9% |
| Admin fee / account holder | $865 | $5,076-83.0% | $7,645-88.7% | $4,296-79.9% |