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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,893 | $91,559+99.8% | $133,971+36.5% | $79,852+129.0% |
| Participation rate | 76.6% | 73.3%+3.3pp | 79.8%-3.2pp | 69.6%+7.0pp |
| Annual return | 17.31% | 61.85%-44.5pp | 45.09%-27.8pp | 31.72%-14.4pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,724 | $3,734+80.1% | $5,047+33.2% | $3,740+79.8% |
| Admin fee / account holder | $2,514 | $6,321-60.2% | $8,929-71.8% | $5,306-52.6% |