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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,272 | $110,307+10.8% | $96,576+26.6% | $139,456-12.3% |
| Participation rate | 77.8% | 78.1%-0.3pp | 76.0%+1.8pp | 80.3%-2.5pp |
| Annual return | 8.67% | 26.40%-17.7pp | 25.87%-17.2pp | 373.45%-364.8pp |
| Employer contribution / active EE | $3,885 | $3,619+7.3% | $2,965+31.0% | $4,753-18.3% |
| Participant deferral / active EE | $3,885 | $5,547-30.0% | $4,851-19.9% | $6,711-42.1% |
| Admin fee / account holder | $430 | $11,597-96.3% | $8,253-94.8% | $11,407-96.2% |