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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,458 | $103,392+11.7% | $87,104+32.6% | $152,897-24.5% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.9%+10.6pp | 82.5%+5.0pp |
| Annual return | 7.57% | 28.10%-20.5pp | 28.19%-20.6pp | 345.43%-337.9pp |
| Employer contribution / active EE | $2,747 | $3,221-14.7% | $2,521+8.9% | $4,764-42.3% |
| Participant deferral / active EE | $2,747 | $4,778-42.5% | $4,048-32.2% | $5,851-53.1% |
| Admin fee / account holder | $11,832 | $12,194-3.0% | $7,491+58.0% | $11,599+2.0% |