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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $83,686 |
CREATIVE PLANNING LLC2+ years Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $36,908 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,677 | $88,117-7.3% | $164,928-50.5% | $74,400+9.8% |
| Participation rate | 97.7% | 73.1%+24.6pp | 78.6%+19.1pp | 67.2%+30.5pp |
| Annual return | 13.93% | 17.27%-3.3pp | 70.08%-56.1pp | 1367.51%-1353.6pp |
| Employer contribution / active EE | $2,899 | $2,596+11.7% | $4,343-33.2% | $2,624+10.5% |
| Participant deferral / active EE | $5,643 | $4,501+25.4% | $6,034-6.5% | $4,348+29.8% |
| Admin fee / account holder | $427 | $2,230-80.9% | $12,684-96.6% | $1,944-78.0% |