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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $71,573 |
CREATIVE PLANNING LLC1+ years Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $25,144 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,473 | $83,045-18.8% | $130,026-48.1% | $71,495-5.6% |
| Participation rate | 97.4% | 74.1%+23.3pp | 78.5%+18.9pp | 67.9%+29.4pp |
| Annual return | 0.00% | 20.61%-20.6pp | -137.26%+137.3pp | 28.85%-28.9pp |
| Employer contribution / active EE | $2,811 | $2,623+7.2% | $4,321-34.9% | $2,589+8.6% |
| Participant deferral / active EE | $5,261 | $4,436+18.6% | $5,821-9.6% | $4,291+22.6% |
| Admin fee / account holder | $331 | $1,727-80.8% | $10,608-96.9% | $1,588-79.1% |