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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,663 | $166,089+16.0% | $164,928+16.8% | $145,978+32.0% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 9.67% | 100.26%-90.6pp | 70.08%-60.4pp | 550.52%-540.8pp |
| Employer contribution / active EE | $2,696 | $5,276-48.9% | $4,343-37.9% | $4,662-42.2% |
| Participant deferral / active EE | $8,070 | $6,961+15.9% | $6,034+33.8% | $6,690+20.6% |
| Admin fee / account holder | $12,014 | $16,641-27.8% | $12,684-5.3% | $13,400-10.3% |