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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,870 | $154,159+15.4% | $130,026+36.8% | $139,456+27.5% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.5%-7.1pp | 80.3%-8.9pp |
| Annual return | 15.33% | 32.50%-17.2pp | -137.26%+152.6pp | 373.45%-358.1pp |
| Employer contribution / active EE | $2,782 | $5,292-47.4% | $4,321-35.6% | $4,753-41.5% |
| Participant deferral / active EE | $6,746 | $6,710+0.5% | $5,821+15.9% | $6,711+0.5% |
| Admin fee / account holder | $13,178 | $14,001-5.9% | $10,608+24.2% | $11,407+15.5% |