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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,019 | $102,429+156.8% | $147,096+78.8% | $80,925+225.0% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 21.91% | 135.02%-113.1pp | 419.75%-397.8pp | 35.65%-13.7pp |
| Employer contribution / active EE | $4,378 | $3,716+17.8% | $4,936-11.3% | $2,756+58.9% |
| Participant deferral / active EE | $9,901 | $6,649+48.9% | $8,071+22.7% | $4,299+130.3% |
| Admin fee / account holder | $4,606 | $7,957-42.1% | $13,005-64.6% | $6,940-33.6% |