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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,111 | $93,598+133.0% | $135,974+60.4% | $75,173+190.1% |
| Participation rate | 60.5% | 75.2%-14.7pp | 81.9%-21.5pp | 67.2%-6.7pp |
| Annual return | 27.85% | 30.89%-3.0pp | 68.30%-40.5pp | 160.72%-132.9pp |
| Employer contribution / active EE | $4,889 | $3,538+38.2% | $4,859+0.6% | $2,671+83.0% |
| Participant deferral / active EE | $7,375 | $6,405+15.1% | $7,760-5.0% | $4,126+78.7% |
| Admin fee / account holder | $11,277 | $6,978+61.6% | $10,767+4.7% | $5,651+99.6% |