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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,445 | $85,766+17.1% | $136,298-26.3% | $70,126+43.2% |
| Participation rate | 86.2% | 74.2%+12.1pp | 81.9%+4.3pp | 69.5%+16.7pp |
| Annual return | 21.98% | 31.46%-9.5pp | 5156.27%-5134.3pp | 73.15%-51.2pp |
| Employer contribution / active EE | $3,216 | $2,966+8.4% | $4,696-31.5% | $2,343+37.3% |
| Participant deferral / active EE | $9,494 | $5,051+87.9% | $6,247+52.0% | $3,332+185.0% |
| Admin fee / account holder | $392 | $5,421-92.8% | $9,244-95.8% | $4,645-91.6% |