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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,019 | $102,422+156.8% | $147,117+78.8% | $80,959+224.9% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 21.91% | 135.16%-113.2pp | 420.54%-398.6pp | 35.67%-13.8pp |
| Employer contribution / active EE | $4,378 | $3,717+17.8% | $4,932-11.2% | $2,757+58.8% |
| Participant deferral / active EE | $9,901 | $6,652+48.8% | $8,065+22.8% | $4,300+130.2% |
| Admin fee / account holder | $4,606 | $7,953-42.1% | $12,993-64.6% | $6,925-33.5% |