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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,406 | $185,312-15.1% | $161,489-2.5% | $154,746+1.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 11.29% | 103.84%-92.6pp | 89.72%-78.4pp | 172.34%-161.0pp |
| Employer contribution / active EE | $2,699 | $4,769-43.4% | $4,268-36.8% | $4,379-38.4% |
| Participant deferral / active EE | $15,754 | $6,350+148.1% | $5,630+179.8% | $6,730+134.1% |
| Admin fee / account holder | $2,480 | $18,654-86.7% | $16,006-84.5% | $14,365-82.7% |