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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,567 | $175,231-28.9% | $149,696-16.8% | $139,466-10.7% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 12.12% | 166.77%-154.7pp | 134.46%-122.3pp | 373.66%-361.5pp |
| Employer contribution / active EE | $1,744 | $5,478-68.2% | $4,821-63.8% | $4,754-63.3% |
| Participant deferral / active EE | $10,867 | $6,521+66.6% | $5,682+91.2% | $6,712+61.9% |
| Admin fee / account holder | $1,992 | $16,155-87.7% | $13,212-84.9% | $11,409-82.5% |