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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,719 | $209,422-40.4% | $178,503-30.1% | $158,982-21.6% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 13.38% | 188.81%-175.4pp | 151.12%-137.7pp | 302.99%-289.6pp |
| Employer contribution / active EE | $2,359 | $5,707-58.7% | $5,011-52.9% | $4,763-50.5% |
| Participant deferral / active EE | $9,303 | $5,955+56.2% | $5,202+78.8% | $5,983+55.5% |
| Admin fee / account holder | $1,854 | $17,079-89.1% | $13,987-86.7% | $11,252-83.5% |