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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,176 | $81,331+7.2% | $155,534-44.0% | $80,935+7.7% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 9.97% | 33.37%-23.4pp | 64.92%-54.9pp | 35.66%-25.7pp |
| Employer contribution / active EE | $2,703 | $3,105-12.9% | $4,675-42.2% | $2,757-1.9% |
| Participant deferral / active EE | $5,936 | $3,454+71.9% | $5,630+5.4% | $4,299+38.1% |
| Admin fee / account holder | $48,239 | $7,999+503.1% | $15,900+203.4% | $6,924+596.7% |