Retirement plan

DUTCH-AMERICAN FOODS, INC. 401(K) PLAN

Name: DUTCH-AMERICAN FOODS, INC. - DUTCH-AMERICAN FOODS, INC. 401(K) PLAN (2016) Form 5500
Creator: DUTCH-AMERICAN FOODS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DUTCH-AMERICAN FOODS, INC. 401(K) PLAN, DUTCH-AMERICAN FOODS, INC.

DUTCH-AMERICAN FOODS, INC.EIN 36-3990078Plan #001PY 2016

1362 DUTCH AMERICAN WAY - BEECHER, IL 60401708-946-3000dutchamericanfoods.comLinkedIn201-500 employeesfood & beverages

Prospect flagsLow returnsLow assets / participant

How to read this page

Total assets (EOY)

$1.8M

No prior year

Total participants

121

No prior year

Average account balance

$16,992

No prior year

Annual return

3.19%

No prior year

Benchmarks

See 933 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort933 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.87M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$48K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

205

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

71.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$939K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+24.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$206

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 8 by compensation

Provider	Service type	Compensation
COUNTRY TRUST BANK1+ years Service code 15 1705 N TOWANDA AVE · BLOOMINGTON, IL 61701	Recordkeeping	$10,990
CENTURY CAPITAL MANAGEMENT, LLC1+ years Service code 52 100 FEDERAL STREET · BOSTON, MA 02110	Indirect Investment Fees	$0
DELAWARE INVESTMENTS1+ years Filed as: DELAWARE MANAGEMENT HOLDINGS, INC. Service code 52 2005 MARKET STREET · PHILADELPHIA, PA 19103	Indirect Investment Fees	$0
DODGE & COX1+ years Service code 52 555 CALIFORNIA STREET · SAN FRANCISCO, CA 94104	Indirect Investment Fees	$0
FEDERATED1+ years Filed as: FEDERATED INVESTORS, INC. Service code 52 1001 LIBERTY AVENUE · PITTSBURGH, PA 152223779	Indirect Investment Fees	$0
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Filed as: FIDELITY MANAGEMENT & RESEARCH CO. Service code 52 3805 EDWARDS RD · CINCINNATI, OH 45209	Indirect Investment Fees	$0
NEUBERGER BERMAN1+ years Filed as: NEUBERGER BERMAN MANAGEMENT LLC Service code 52 605 THIRD AVENUE · NEW YORK, NY 101580180	Indirect Investment Fees	$0
THE VANGUARD GROUP, INC.1+ years Service code 52 100 VANGUARD BLVD · MALVERN, PA 19355	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$11K

$98 / participant

Investment mgmt$11K100.0%

% of EOY assets

0.622%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KAPTEIN, DYKSTRA & COMPANY, P.C.
Auditor EIN: 382939866
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,992

$46,072-63.1%

$69,779-75.6%

$55,167-69.2%

Participation rate

84.8%

67.5%+17.4pp

71.8%+13.0pp

69.0%+15.8pp

Annual return

3.19%

8.68%-5.5pp

12.99%-9.8pp

169.23%-166.0pp

Employer contribution / active EE

$1,304

$1,500-13.1%

$2,338-44.3%

$1,963-33.6%

Participant deferral / active EE

$1,736

$2,344-25.9%

$2,931-40.7%

$3,054-43.1%

Admin fee / account holder

$106

$428-75.3%

$4,381-97.6%

$504-79.0%

Provider

Service type

Compensation

COUNTRY TRUST BANK1+ years

Service code 15

1705 N TOWANDA AVE · BLOOMINGTON, IL 61701

Recordkeeping

$10,990

CENTURY CAPITAL MANAGEMENT, LLC1+ years

Service code 52

100 FEDERAL STREET · BOSTON, MA 02110

Indirect Investment Fees

DELAWARE INVESTMENTS1+ years

Filed as: DELAWARE MANAGEMENT HOLDINGS, INC.

Service code 52

2005 MARKET STREET · PHILADELPHIA, PA 19103

Indirect Investment Fees

DODGE & COX1+ years

Service code 52

555 CALIFORNIA STREET · SAN FRANCISCO, CA 94104

Indirect Investment Fees

FEDERATED1+ years

Filed as: FEDERATED INVESTORS, INC.

Service code 52

1001 LIBERTY AVENUE · PITTSBURGH, PA 152223779

Indirect Investment Fees

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Filed as: FIDELITY MANAGEMENT & RESEARCH CO.

Service code 52

3805 EDWARDS RD · CINCINNATI, OH 45209

Indirect Investment Fees

NEUBERGER BERMAN1+ years

Filed as: NEUBERGER BERMAN MANAGEMENT LLC

Service code 52

605 THIRD AVENUE · NEW YORK, NY 101580180

Indirect Investment Fees

THE VANGUARD GROUP, INC.1+ years

Service code 52

100 VANGUARD BLVD · MALVERN, PA 19355

Indirect Investment Fees

DUTCH-AMERICAN FOODS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DUTCH-AMERICAN FOODS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion