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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,218 | $83,908-89.0% | $68,509-86.5% | $125,389-92.6% |
| Participation rate | 94.4% | 78.2%+16.3pp | 74.7%+19.7pp | 83.2%+11.3pp |
| Annual return | -1.28% | 14.48%-15.8pp | 8.27%-9.5pp | 282.24%-283.5pp |
| Employer contribution / active EE | $1,236 | $3,031-59.2% | $2,278-45.8% | $4,866-74.6% |
| Participant deferral / active EE | $1,723 | $4,125-58.2% | $3,382-49.1% | $5,352-67.8% |
| Admin fee / account holder | $838 | $8,982-90.7% | $5,275-84.1% | $9,541-91.2% |