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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,226 | $79,961-55.9% | $98,462-64.2% | $75,177-53.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 12.51% | 19.75%-7.2pp | 21.17%-8.7pp | 160.75%-148.2pp |
| Employer contribution / active EE | $3,253 | $2,264+43.7% | $3,049+6.7% | $2,671+21.8% |
| Participant deferral / active EE | $3,059 | $3,753-18.5% | $4,738-35.4% | $4,126-25.9% |
| Admin fee / account holder | $1,195 | $6,842-82.5% | $8,875-86.5% | $5,651-78.8% |