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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,827 | $160,070-41.4% | $147,117-36.2% | $145,897-35.7% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 9.01% | 98.69%-89.7pp | 420.54%-411.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $2,065 | $5,285-60.9% | $4,932-58.1% | $4,663-55.7% |
| Participant deferral / active EE | $4,115 | $8,419-51.1% | $8,065-49.0% | $6,689-38.5% |
| Admin fee / account holder | $1,281 | $15,035-91.5% | $12,993-90.1% | $13,390-90.4% |