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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,280 | $162,785+83.8% | $133,959+123.4% | $158,950+88.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 10.85% | 41.94%-31.1pp | 45.09%-34.2pp | 302.91%-292.1pp |
| Employer contribution / active EE | $9,715 | $4,975+95.3% | $3,919+147.9% | $4,762+104.0% |
| Participant deferral / active EE | $15,421 | $5,910+160.9% | $5,047+205.5% | $5,983+157.8% |
| Admin fee / account holder | $1,317 | $11,738-88.8% | $8,928-85.3% | $11,248-88.3% |