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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,690 | $135,645+122.4% | $110,243+173.7% | $135,380+122.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.53% | 513.24%-520.8pp | 314.76%-322.3pp | 519.81%-527.3pp |
| Employer contribution / active EE | $3,075 | $4,907-37.3% | $3,827-19.6% | $4,779-35.6% |
| Participant deferral / active EE | $11,382 | $5,507+106.7% | $4,672+143.6% | $5,609+102.9% |
| Admin fee / account holder | $16,508 | $11,458+44.1% | $8,548+93.1% | $10,828+52.5% |