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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,376 | $117,895-47.9% | $102,460-40.1% | $145,897-57.9% |
| Participation rate | 78.3% | 78.6%-0.4pp | 76.5%+1.8pp | 80.3%-2.0pp |
| Annual return | 16.50% | 31.92%-15.4pp | 29.47%-13.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $1,650 | $3,619-54.4% | $3,025-45.5% | $4,663-64.6% |
| Participant deferral / active EE | $4,111 | $5,736-28.3% | $5,056-18.7% | $6,689-38.5% |
| Admin fee / account holder | $373 | $13,353-97.2% | $9,460-96.1% | $13,390-97.2% |