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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,376 | $117,859-47.9% | $102,438-40.1% | $145,959-57.9% |
| Participation rate | 78.3% | 78.6%-0.3pp | 76.5%+1.8pp | 80.3%-2.0pp |
| Annual return | 16.50% | 31.72%-15.2pp | 29.37%-12.9pp | 561.95%-545.4pp |
| Employer contribution / active EE | $1,650 | $3,615-54.4% | $3,024-45.4% | $4,661-64.6% |
| Participant deferral / active EE | $4,111 | $5,732-28.3% | $5,054-18.6% | $6,689-38.5% |
| Admin fee / account holder | $373 | $13,318-97.2% | $9,448-96.0% | $13,398-97.2% |