Retirement plan

AMERICAN LITHO, INC. 401(K) PLAN

Name: AMERICAN LITHO, INC. - AMERICAN LITHO, INC. 401(K) PLAN (2018) Form 5500
Creator: AMERICAN LITHO, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICAN LITHO, INC. 401(K) PLAN, AMERICAN LITHO, INC.

AMERICAN LITHO, INC.EIN 36-3940569Plan #001PY 2018

175 MERCEDES DRIVE - CAROL STREAM, IL 60188630-462-1700alitho.comLinkedIn501-1000 employeesprinting

Prospect flagsLow participationLow employer contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$11.3M

-6.2% from 2017

Total participants

374

+1.4% from 2017

Average account balance

$47,959

-7.0% from 2017

Annual return

-5.65%

-19.63 pp from 2017

Benchmarks

See 691 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants250-999

Cohort691 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

224

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

56.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.00M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$302

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE4+ years Filed as: GREAT-WEST LIFE & ANNUITY INSUR CO Service code 15 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping	$40,750
KESTRA INVESTMENT SERVICES LLC3 years Filed as: KESTRA INVESTMENT SERVICES Service code 55	Other Commissions	$27,372
PENSION PERFORMANCE, INC.4+ years Service code 13 · EIN 36-4136186 2551 DIVISION ST. · JOLIET, IL 61435	Contract Administrator	$16,018
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD RD. · GREENWOOD VILLAGE, CO 80111	Investment Management	$2,654
TD AMERITRADE, INC.2 years Filed as: TD AMERITRADE,INC. Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154	Securities brokerage	$1,828
KESTRA INVESTMENT SERVICES LLC3 years Filed as: KESTRA INVESTMENT SERVICES, LLC Service code 55 1250 CAPITAL OF TEXAS HWY. S · AUSTIN, TX 78746	Other Commissions	$0
TD AMERITRADE, INC.1 year Service code 33	Securities brokerage	$0

Plan features & details

Pension benefit codes2E2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$46K

$144 / participant

Investment mgmt$46K100.0%

% of EOY assets

0.408%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PHILIP-RAE & ASSOCIATES, CPA
Auditor EIN: 270479293
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,959

$44,473+7.8%

$76,518-37.3%

$55,725-13.9%

Participation rate

56.6%

51.0%+5.6pp

68.0%-11.4pp

70.9%-14.3pp

Annual return

-5.65%

-2.01%-3.6pp

-0.27%-5.4pp

244.93%-250.6pp

Employer contribution / active EE

$146

$1,101-86.7%

$2,647-94.5%

$2,078-93.0%

Participant deferral / active EE

$2,450

$1,988+23.2%

$3,836-36.1%

$3,356-27.0%

Admin fee / account holder

$196

$134+46.0%

$4,849-96.0%

$115+70.0%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE4+ years

Filed as: GREAT-WEST LIFE & ANNUITY INSUR CO

Service code 15 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping

$40,750

KESTRA INVESTMENT SERVICES LLC3 years

Filed as: KESTRA INVESTMENT SERVICES

Service code 55

Other Commissions

$27,372

PENSION PERFORMANCE, INC.4+ years

Service code 13 · EIN 36-4136186

2551 DIVISION ST. · JOLIET, IL 61435

Contract Administrator

$16,018

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD RD. · GREENWOOD VILLAGE, CO 80111

Investment Management

$2,654

TD AMERITRADE, INC.2 years

Filed as: TD AMERITRADE,INC.

Service code 33

200 S. 108TH AVENUE · OMAHA, NE 68154

Securities brokerage

$1,828

KESTRA INVESTMENT SERVICES LLC3 years

Filed as: KESTRA INVESTMENT SERVICES, LLC

Service code 55

1250 CAPITAL OF TEXAS HWY. S · AUSTIN, TX 78746

Other Commissions

TD AMERITRADE, INC.1 year

Service code 33

Securities brokerage

AMERICAN LITHO, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICAN LITHO, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion