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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,925 | $82,674+43.8% | $125,363-5.1% | $68,495+73.6% |
| Participation rate | 96.2% | 75.0%+21.1pp | 82.4%+13.8pp | 67.9%+28.3pp |
| Annual return | -19.76% | -5.97%-13.8pp | 572.15%-591.9pp | -7.84%-11.9pp |
| Employer contribution / active EE | $1,573 | $3,382-53.5% | $4,815-67.3% | $2,596-39.4% |
| Participant deferral / active EE | $6,879 | $6,111+12.6% | $7,447-7.6% | $4,028+70.8% |
| Admin fee / account holder | $2,532 | $6,276-59.7% | $10,005-74.7% | $5,403-53.1% |