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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,165 | $76,551-9.6% | $123,894-44.2% | $62,881+10.0% |
| Participation rate | 64.7% | 73.0%-8.3pp | 81.4%-16.7pp | 69.3%-4.6pp |
| Annual return | 9.19% | 18.68%-9.5pp | 47.52%-38.3pp | 20.14%-11.0pp |
| Employer contribution / active EE | $642 | $2,882-77.7% | $4,617-86.1% | $2,281-71.8% |
| Participant deferral / active EE | $8,043 | $4,840+66.2% | $5,984+34.4% | $3,203+151.1% |
| Admin fee / account holder | $2,107 | $4,826-56.3% | $8,357-74.8% | $4,296-51.0% |