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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,534 | $199,109+16.3% | $173,730+33.3% | $154,746+49.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 14.19% | 20.02%-5.8pp | 19.96%-5.8pp | 172.34%-158.1pp |
| Employer contribution / active EE | $5,831 | $5,311+9.8% | $4,577+27.4% | $4,379+33.2% |
| Participant deferral / active EE | $12,941 | $7,113+81.9% | $6,326+104.6% | $6,730+92.3% |
| Admin fee / account holder | $25,691 | $20,916+22.8% | $17,523+46.6% | $14,365+78.8% |