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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,016 | $166,131+1.1% | $164,975+1.8% | $145,877+15.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 14.29% | 100.37%-86.1pp | 70.12%-55.8pp | 551.28%-537.0pp |
| Employer contribution / active EE | $4,050 | $5,276-23.2% | $4,343-6.7% | $4,663-13.1% |
| Participant deferral / active EE | $10,903 | $6,962+56.6% | $6,033+80.7% | $6,691+63.0% |
| Admin fee / account holder | $7,838 | $16,648-52.9% | $12,688-38.2% | $13,402-41.5% |