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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,166 | $154,193+1.9% | $130,045+20.9% | $139,466+12.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.63% | 32.51%-15.9pp | -137.30%+153.9pp | 373.66%-357.0pp |
| Employer contribution / active EE | $4,852 | $5,292-8.3% | $4,321+12.3% | $4,754+2.1% |
| Participant deferral / active EE | $11,636 | $6,709+73.5% | $5,820+99.9% | $6,712+73.4% |
| Admin fee / account holder | $9,464 | $13,989-32.3% | $10,600-10.7% | $11,409-17.0% |