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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,534 | $178,174+29.9% | $156,181+48.2% | $137,256+68.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.19% | 84.19%-70.0pp | 64.87%-50.7pp | 220.34%-206.1pp |
| Employer contribution / active EE | $5,831 | $4,972+17.3% | $4,294+35.8% | $4,156+40.3% |
| Participant deferral / active EE | $12,941 | $6,888+87.9% | $6,132+111.0% | $6,407+102.0% |
| Admin fee / account holder | $25,691 | $17,404+47.6% | $14,586+76.1% | $12,270+109.4% |