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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,016 | $166,268+1.1% | $165,100+1.8% | $145,897+15.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 14.29% | 100.52%-86.2pp | 70.21%-55.9pp | 552.29%-538.0pp |
| Employer contribution / active EE | $4,050 | $5,284-23.4% | $4,348-6.9% | $4,663-13.1% |
| Participant deferral / active EE | $10,903 | $6,964+56.6% | $6,035+80.6% | $6,689+63.0% |
| Admin fee / account holder | $7,838 | $16,659-53.0% | $12,696-38.3% | $13,390-41.5% |