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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,798 | $62,589-25.2% | $76,768-39.0% | $64,173-27.1% |
| Participation rate | 90.1% | 72.8%+17.3pp | 77.0%+13.2pp | 69.6%+20.6pp |
| Annual return | -6.34% | -1.95%-4.4pp | 2.43%-8.8pp | 7.63%-14.0pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,265 | $3,145+67.4% | $3,852+36.7% | $3,470+51.8% |
| Admin fee / account holder | $5,087 | $4,667+9.0% | $6,675-23.8% | $4,887+4.1% |