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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,539 | $56,197-13.6% | $67,652-28.3% | $59,633-18.6% |
| Participation rate | 92.1% | 71.5%+20.6pp | 75.7%+16.4pp | 68.7%+23.4pp |
| Annual return | -2.45% | 18508.10%-18510.6pp | 6625.40%-6627.8pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $643 | $1,615-60.2% | $2,266-71.6% | $2,203-70.8% |
| Participant deferral / active EE | $3,621 | $2,844+27.3% | $3,560+1.7% | $3,192+13.4% |
| Admin fee / account holder | $1,307 | $3,958-67.0% | $4,821-72.9% | $4,297-69.6% |