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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,824 | $94,031+175.3% | $115,768+123.6% | $82,448+213.9% |
| Participation rate | 92.3% | 70.4%+21.9pp | 74.4%+17.9pp | 68.1%+24.2pp |
| Annual return | 12.34% | 20.61%-8.3pp | 100.46%-88.1pp | 41.64%-29.3pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,606 | $3,972+91.5% | $4,917+54.7% | $4,139+83.7% |
| Admin fee / account holder | $49,701 | $10,249+384.9% | $12,439+299.5% | $7,234+587.0% |