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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,334 | $148,623-85.6% | $135,974-84.3% | $139,466-84.7% |
| Participation rate | 88.2% | 83.9%+4.4pp | 81.9%+6.3pp | 80.3%+7.9pp |
| Annual return | -6.60% | 79.30%-85.9pp | 68.30%-74.9pp | 373.66%-380.3pp |
| Employer contribution / active EE | $2,862 | $5,246-45.4% | $4,859-41.1% | $4,754-39.8% |
| Participant deferral / active EE | $2,872 | $8,103-64.6% | $7,760-63.0% | $6,712-57.2% |
| Admin fee / account holder | $3,974 | $12,406-68.0% | $10,767-63.1% | $11,409-65.2% |