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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,100 | $165,361-95.1% | $149,715-94.6% | $158,950-94.9% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 0.00% | 348.24%-348.2pp | 276.66%-276.7pp | 302.91%-302.9pp |
| Employer contribution / active EE | $2,680 | $5,103-47.5% | $4,645-42.3% | $4,762-43.7% |
| Participant deferral / active EE | $4,779 | $7,182-33.5% | $6,842-30.2% | $5,983-20.1% |
| Admin fee / account holder | $1,386 | $10,808-87.2% | $9,310-85.1% | $11,248-87.7% |