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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,100 | $165,399-95.1% | $149,745-94.6% | $158,982-94.9% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,680 | $5,105-47.5% | $4,646-42.3% | $4,763-43.7% |
| Participant deferral / active EE | $4,779 | $7,183-33.5% | $6,843-30.2% | $5,983-20.1% |
| Admin fee / account holder | $1,386 | $10,811-87.2% | $9,312-85.1% | $11,252-87.7% |