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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,819 | $70,666+32.8% | $169,385-44.6% | $75,181+24.8% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 16.11% | 36.37%-20.3pp | 405.82%-389.7pp | 160.69%-144.6pp |
| Employer contribution / active EE | $1 | $2,210-100.0% | $4,012-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $11,685 | $4,308+171.2% | $6,221+87.8% | $4,126+183.2% |
| Admin fee / account holder | $8,428 | $5,402+56.0% | $9,011-6.5% | $5,650+49.2% |