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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,920 | $72,027+33.2% | $185,835-48.4% | $79,852+20.1% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 14.96% | 23.13%-8.2pp | 35.96%-21.0pp | 31.72%-16.8pp |
| Employer contribution / active EE | $78 | $1,965-96.0% | $4,087-98.1% | $2,471-96.9% |
| Participant deferral / active EE | $8,799 | $3,780+132.8% | $5,633+56.2% | $3,740+135.3% |
| Admin fee / account holder | $6,048 | $4,513+34.0% | $9,502-36.3% | $5,306+14.0% |