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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,334 | $111,814+28.2% | $103,374+38.7% | $145,959-1.8% |
| Participation rate | 90.5% | 77.9%+12.5pp | 74.5%+16.0pp | 80.3%+10.2pp |
| Annual return | 19.09% | 24.77%-5.7pp | 24.89%-5.8pp | 561.95%-542.9pp |
| Employer contribution / active EE | $3,138 | $4,214-25.5% | $3,869-18.9% | $4,661-32.7% |
| Participant deferral / active EE | $7,581 | $5,618+34.9% | $5,058+49.9% | $6,689+13.3% |
| Admin fee / account holder | $1,849 | $9,754-81.0% | $8,394-78.0% | $13,398-86.2% |