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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,965 | $78,428+28.7% | $95,960+5.2% | $79,852+26.4% |
| Participation rate | 92.6% | 73.5%+19.1pp | 77.1%+15.5pp | 69.6%+23.0pp |
| Annual return | 8.96% | 19.37%-10.4pp | 91.63%-82.7pp | 31.72%-22.8pp |
| Employer contribution / active EE | $1,714 | $1,945-11.9% | $2,541-32.6% | $2,471-30.7% |
| Participant deferral / active EE | $4,763 | $3,440+38.5% | $4,167+14.3% | $3,740+27.3% |
| Admin fee / account holder | $2,195 | $5,622-61.0% | $6,797-67.7% | $5,306-58.6% |