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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,334 | $88,707-9.4% | $74,184+8.3% | $273,972-70.7% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 7.68% | 11.94%-4.3pp | 17.74%-10.1pp | 41.46%-33.8pp |
| Employer contribution / active EE | $1,963 | $3,159-37.9% | $2,370-17.2% | $4,869-59.7% |
| Participant deferral / active EE | $2,936 | $4,212-30.3% | $3,550-17.3% | $5,287-44.5% |
| Admin fee / account holder | $44,846 | $8,717+414.5% | $5,586+702.9% | $10,133+342.6% |