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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,559 | $100,073-61.5% | $85,126-54.7% | $145,877-73.6% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 25.11% | 84.11%-59.0pp | 66.63%-41.5pp | 551.28%-526.2pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,008 | $5,294-5.4% | $4,523+10.7% | $6,691-25.1% |
| Admin fee / account holder | $25,561 | $7,261+252.0% | $6,160+314.9% | $13,402+90.7% |