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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,511 | $96,419-55.9% | $80,648-47.3% | $139,487-69.5% |
| Participation rate | 72.7% | 73.6%-0.9pp | 67.0%+5.7pp | 80.3%-7.6pp |
| Annual return | 19.34% | 1352.86%-1333.5pp | 937.21%-917.9pp | 373.84%-354.5pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $5,071 | $5,225-3.0% | $4,443+14.1% | $6,713-24.5% |
| Admin fee / account holder | $301 | $6,605-95.4% | $5,382-94.4% | $11,407-97.4% |