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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,773 | $114,093-74.8% | $96,171-70.1% | $167,536-82.8% |
| Participation rate | 85.7% | 75.1%+10.7pp | 68.4%+17.3pp | 82.1%+3.6pp |
| Annual return | 14.65% | 190.00%-175.4pp | 192.04%-177.4pp | 478.82%-464.2pp |
| Employer contribution / active EE | $1,185 | $3,429-65.5% | $2,799-57.7% | $4,839-75.5% |
| Participant deferral / active EE | $5,660 | $5,197+8.9% | $4,350+30.1% | $6,342-10.8% |
| Admin fee / account holder | $300 | $6,899-95.6% | $5,538-94.6% | $12,315-97.6% |